Tiffany Hubbard
Hi, I’m Tiffany, founder of Inner Circle Consulting!
I founded Inner Circle Consulting because I wanted to do more than just balance books. I wanted to empower business owners to take control of their finances, understand their cash flow, and confidently grow their businesses. Whether it's streamlining systems, implementing Xero, or offering strategic business insights, I thrive on making complex financial tasks simpler, more accessible, and less overwhelming for my clients.
My journey into bookkeeping and business consulting wasn’t just about numbers, it was about people. Over the years, I’ve built a career and a business that blends financial expertise with an in-depth understanding of what makes small businesses tick.
With a background in bookkeeping and hands-on experience working with business owners, I’ve seen firsthand how proper financial management can make or break a business.
Beyond bookkeeping, I have a passion for small business strategy, website development, and digital tools that help entrepreneurs work smarter, not harder. I’m also a Shopify partner, meaning I can help businesses establish an online presence and create e-commerce solutions tailored to their needs.
Family
I live in beautiful Warkworth, New Zealand, where I balance business ownership with family life. As a wife and mum of four, I understand the challenges of juggling responsibilities - whether it's running a household or running a business.
My family keeps me grounded, and Warkworth’s tight-knit community is a big part of why I love living and working here.
When I’m not crunching numbers, you’ll find me spending time with my family, enjoying the local beaches, diving into a good fantasy book, or attempting to write my next blog.
I also stay active in my community through networking groups like Mahurangi Women in Business and serving on the board of my local primary school - a role that allows me to contribute to the future of education in my area.
Business Goals
I’ve built Inner Circle Consulting to be more than just a bookkeeping service. It’s a resource for small business owners who want to grow, streamline their processes, and build sustainable success. My goal is to expand my business, help more entrepreneurs, and continue offering innovative services like my Smart Start package, website development, and Xero Health Checks.
To ensure I provide the best possible support to my clients, I am committed to ongoing professional development (CPD) through bookkeeping associations, industry memberships, and continuous learning subscriptions. Staying updated on the latest bookkeeping regulations, tax changes, and financial best practices, allows me to offer my clients the most relevant, accurate, and strategic advice for their businesses.
I also believe in constant learning and growth, both for myself and my clients. That’s why I stay engaged with Women in Business networking events, business strategy discussions, and professional development opportunities.
What I Believe In
Empowerment – Knowledge is power, and I want every business owner I work with to feel confident in their finances.
Balance – Business and life aren’t separate; they’re intertwined. I help my clients create systems that work for them, not the other way around.
Community – Success is built through connections, whether in business or personal life. I value the relationships I’ve built through networking, local collaborations, and client partnerships.
Qualifications & Achievements
IRD Registered Intermediary
As an IRD intermediary, I assist business owners with tax compliance, GST returns, payroll obligations, and other Inland Revenue requirements. This means I can help take the stress out of tax time and ensure everything is compliant.
NZQBA Qualified Member
As a Qualified Member of the New Zealand Qualified Bookkeepers Association, I’ve met the educational, ethical, and experience requirements to be recognized as a professional bookkeeper in New Zealand. This means I have the skills and expertise to manage financial records, ensure compliance with NZ tax laws, and support businesses with their bookkeeping needs.
ICNZB Associate Member
Being an Associate Member of the Institute of Certified NZ Bookkeepers means I’m committed to upholding industry standards and continuous professional development. This membership connects me with a network of bookkeeping professionals and ensures I stay up to date with the latest in compliance, financial best practices, and bookkeeping technology.
VANNZ Member
As a Virtual Assistants Network New Zealand Member, I’m part of a professional community of virtual assistants who specializse in remote business support. This means I have the skills to help businesses with financial administration, bookkeeping, and digital business solutions, all while working efficiently in an online environment.
XERO Advisor
Being a Xero Advisor means I’ve completed Xero’s official training and certification to become an expert in the platform. I help businesses set up and manage their Xero accounts, reconcile transactions, generate financial reports, and streamline their bookkeeping processes, making accounting easier and more efficient.
MYOB Practice Partner
As a Practice Partner, I have specialist knowledge in MYOB software, giving me the tools to support businesses with accounting, payroll, and tax compliance. This partnership means I can provide tailored MYOB solutions to help businesses stay on top of their financial management.
SHOPIFY Partner
Being a Shopify Partner means I have expert-level knowledge and access to exclusive tools and resources to help businesses set up, optimize, and grow their online stores using Shopify.
Certificate in Business (Small Business)
Holding a New Zealand Certificate in Business - Specialising in Small Business, means I have gained formal training and knowledge in key aspects of running and managing a small business in New Zealand.
This qualification covers essential skills such as:
Business Planning & Strategy:
Developing business goals, strategies, and operational plans.
Financial Management:
Understanding cash flow, budgeting, and financial decision-making.
Marketing & Customer Relations:
Learning how to promote a business and build strong customer relationships.
Legal & Compliance Requirements:
Ensuring a business meets tax, employment, and operational regulations in New Zealand.
Business Growth & Sustainability:
Identifying opportunities for expansion and long-term success.
How I Use This in My Work
With this qualification, I have cemented a strong foundation in small business operations, allowing me to not only manage finances but also support my clients in structuring and growing their businesses. I use this knowledge to advise small business owners, helping them set up efficient financial systems, improve cash flow, and develop strategic plans that align with their goals.